Here are the discounts and government programs that can help you save thousands of dollars on your bills. It will take you just a few minutes to see if you’re eligible for these free programs, but the money you’ll save will change your financial life for good. And remember, it doesn’t cost you anything to check if you qualify for any of these, so you have nothing to lose.
1. Get a $4,264/year Discount On Your Mortgage Payments
If you’re a homeowner you could save thousands of dollars each year by taking advantage of this gov’t program called HARP. The Home Affordable Refinance Plan (HARP) was passed to help the middle-class Americans reduce their monthly payments by as much as $4,264 each year. The program was set to expire in 2017 but has been extended to 2018. You could bet the banks aren’t too thrilled about losing all that profit and might secretly hope homeowners don’t find out before time runs out.
So while the banks are happily waiting for this program to end, homeowners are urged to act fast and take advantage of HARP. You can check in 60 seconds if you qualify to save $4,264 each year. And the best part it is completely free. If lowering your payments, paying off your mortgage faster, and having an extra $355/month would help you, then this could be the easiest money savings tip you take.
2. Owe More Than $20,000 in Credit Card Debt? Use This Brilliant Debt Payoff Plan
Owe a lot of money in a credit card debt? This is what credit companies don’t want you to find out:
If you owe more than $20,000 in credit card debt, this proven debt relief program can reduce the amount of money you owe. You can resolve your debt with no requirement of loans and thus become debt free in just 24 – 48months. If you’ve been struggling to pay your credit card debt, then click here to find out how you can become debt-free!
3. Save $500+ On Your Car Insurance
Did you know that depending on your age and other factors you could get a huge discount on car insurance? Recent studies indicate that only 5% of American drivers over the age of 55 are paying less than $50 per month for car insurance. That is probably because they are not taking advantage of the multiple discounts available to them. Click here to learn how you can save $500+ on car insurance.
4. ADT Offers Americans An $850+ Discount On A Home Security System
Your home is probably your biggest investment—not to mention the place where you should feel the safest.
And yet, only 17% of homes in the United States are equipped with a home alarm system. What’s even more startling: homes without alarm systems are—on average—2.5 times more likely to be burgled or broken into.
If statistics like these don’t speak volumes, hear this: home insurance companies will normally dole out anywhere from 10% to 20% in discounts to homeowners just for having an alarm system installed on the property. Not only are you protecting yourself and your home from intruders, but you’re grabbing savings on your insurance at the same time!
And yet, because so few Americans take advantage of the benefits of a home alarm system, many companies offer steep discounts to new customers. ADT, for example, has a current offer of more than $850 in free security devices, plus $100 Visa gift card that’s redeemable anywhere.
5. Save Up To 70% On Life Insurance
Unfortunately with every year you age your insurance premium amount rises 8-10%. For some, rising life insurance policy costs can add up significantly. And what’s worse is the fact that many have a hard time qualifying for new policies altogether once they reach a certain age.
Fortunately though, there is a way to get a very cheap life insurance policy. You need to compare quotes from multiple insurance companies. This amazing website will let you do that and the best part it is totally free! They will run down your information through their technology to automatically find the best life insurance policies available for a much much lower price. You may end up saving up to 70% on their life insurance policy.